Investment Programs

Increase Your Wealth… Now’s the Time To Invest in Mortgages

Why Invest In Mortgages?Cash in Hand

Earn a High Return on Your Investment:
Investors will receive a fixed 8% APR interest payment monthly during the life of the short-term loan. Compare this with rates on a one-year CD (typically 1.5-2.5% currently)

Secure Investments
Your investment capital is backed by insured mortgages on real property at low loan-to-value ratios.

The average hard money loan life is less than one year.


Mortgage Investing 101

All mortgages generated by Beacon Financial Group Inc. are:

  • In first lien position, in the amount of the first mortgage.
  • Title insured by the Mortgagee.
  • Maximum loan-to-value (LTV): 70%
  • Interest only, paid monthly.
  • From $30,000 to $300,000. (Average loan amount is: $50000)
  • Processed by experienced underwriters who comply with strict underwriting guidelines.
  • Offered to credit worthy borrowers based on current credit reports while taking into consideration assets and cash reserves and based on current appraisal values.
  • Covered by the necessary property insurance declaring the Mortgage Investor as loss payee.
  • Protected by repair escrows established at closing equal to the full value of outstanding repairs to be done on the property.
  • Limited to a maximum of 3 loans per borrower at any given time.
  • Backed by independent appraisals, surveys, termite reports, etc.
  • Serviced monthly by our professional loan servicing staff.